Modify Your Home Loan

Did you know that 7 in 10 homeowners facing the threat of foreclosure end up being disappointed when they reach out to the U.S. Treasury Home Affordable Modification Program, or HAMP, for assistance?  Many struggling borrowers have their loan modification applications denied. However, the overseer of the HAMP — the Special Inspector General for the Troubled Asset Relief Program is looking into why so many HAMP applications are being denied across the country. They are looking into alterations that may be made to the loan modification requirements to improve homeowners’ chances of claiming the financial help they need.

 

Meanwhile, consider locating an expert who has successfully helped applicants succeed, even those who have had their modification applications denied. According to Todd Jarrett, the problem is often in the paperwork and how the homeowner is filling their documents or other elements in their application.  In addition, the key is working with a bank and knowing their paperwork requirements to help expedite the modification. According to Jarrett, a good consultant can help you identify if you qualify for a home loan modification within a 15 minute conversation.

If you, or someone you know is underwater on their home loan and need a modification, contact Todd Jarrett at 949-233-9180.  He can answer any of your questions and help you get the loan modification you need. According to Jarrett, “We present your modification package to the lender in a way that is more likely to succeed.”   Here’s some examples of the home loans Todd has helped modify.

If you are considering your options on ending your high home loan payments, give us a call at 949-233-9180 or Email us at todd@goldenstatefinancialgroup.com . He will set up a 15 minute call to determine if you can qualify for a loan modification to reduce the length of the loan or reduce your loan payments or the interest rate.  Once Todd reviews your case, he can let you know what can be done.  You can also visit his website here.

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