7 in 10 Homeowners Are Denied Home Loan Modifications

Did you know that 7 in 10 homeowners facing the threat of foreclosure end up being disappointed when they reach out to the U.S. Treasury Home Affordable Modification Program, or HAMP, for assistance?  Many struggling borrowers have their loan modification applications denied. However, … Read More

Looking To Retire Sooner? A Home Loan Modification Checklist May Help!

Financial planners will tell you that paying off your home loan early will take a lot of pressure off when your income is reduced for retirement. Why not consider modifying your home loan with your bank in order to reduce … Read More

Home Loan Underwater? Time To Surface!

Is your home loan underwater? That is when you than your home is worth or you lack equity. But what you may not know is that the Government incentivizes banks to work with home loan modifications when and if you … Read More

How can the interest rate affect my loan modification effort?

It’s official, home loan interest rates are going up. In fact, there may be 4 adjustments to the rate this year. If you were hoping to reduce your mortgage payments, now is the time to get the best rate. The … Read More

Owning Your Home Sooner With a Loan Modification

  Two things affect your home loan paymentsThe interest rate and the length of the loan. Loan rates have never been so low as today. In fact many people who purchased their home in the last 10 years had a … Read More

Can You Qualify To Get A Home Loan Modification?

A home loan modification can reduce your home loan payments by negotiating the terms of the loan using tools from lowering the interest rate to increasing the payment period, or both.  A good loan modification specialist can negotiate with the … Read More